Terms of Service

1. Acceptance of Terms

By accessing and using the EXP Bank Calculator website ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

1.1 Applicable Laws

You are responsible for compliance with all applicable local laws when using our Service.

1.2 Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes through our website.

2. Use License and Restrictions

2.1 License Grant

We grant you a free, non-exclusive license to use the calculator for both personal and commercial purposes.

2.2 Restrictions

You agree not to:

  • Modify, reverse engineer, or attempt to bypass any security features
  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with other users' access to the Service

3. Calculator Functionality

3.1 Accuracy of Calculations

While we strive for accuracy, all calculations are provided "as is". The calculator:

  • Uses standard compound interest formulas
  • Updates in real-time based on user input
  • May be subject to rounding differences

3.2 No Financial Advice

The calculator is a tool for estimation purposes only. It does not constitute financial advice or recommendations.

4. Third-Party Services

4.1 Hosting

Our website is hosted on GitHub Pages. By using the Service, you also agree to:

  • GitHub's Terms of Service and Privacy Policy
  • The collection of basic information by GitHub Pages for security purposes
  • The processing of your requests through GitHub's servers

4.2 Analytics

Our website uses Umami Analytics, a privacy-focused analytics solution. By using the Service, you agree:

  • To the collection of anonymous usage data for improving our service
  • That no personal information is collected or stored
  • That no cookies are used for tracking purposes
  • That the analytics comply with GDPR and privacy regulations

5. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind, either express or implied, including but not limited to:

  • Accuracy of calculations or results
  • Uninterrupted or error-free operation
  • Fitness for a particular purpose
  • Non-infringement of third-party rights

6. Limitation of Liability

We shall not be liable for any damages arising from:

  • Use or inability to use the Service
  • Errors in calculations or results
  • Loss of data or profits
  • Service interruptions or technical issues

7. Intellectual Property

All content and functionality of the Service, including but not limited to:

  • Calculator algorithms and formulas
  • User interface design
  • Graphics and text content
  • Source code and documentation

Are the exclusive property of EXP Calculator and are protected by applicable intellectual property laws.

8. Termination

We reserve the right to:

  • Terminate or suspend access to our Service immediately, without prior notice
  • Remove or disable access to content at our sole discretion
  • Block access from certain IP addresses or regions

Last modified: February 27, 2025

Contact: expcalculator.cupped755@passinbox.com