The EXP Bank offers a 0.15% daily compound interest rate, making it an excellent way to grow your gems passively over time.

Beginner Tips:

• Start by depositing any excess gems you won't need for immediate upgrades
• Even small amounts grow significantly over time due to compound interest
• Check your balance at least once a week to see your progress
• Use our calculator to set a realistic first goal (e.g., 10% more than your initial deposit)
• Reinvest your earned interest to maximize compound growth

Our calculator has several features that are particularly useful for beginners:

• Current Gems: Enter the amount you currently have or plan to deposit
• Time Period: Start with shorter periods (1-3 months) to see the immediate benefits
• Goal Gems: Set a target to reach, and the calculator will show how long it will take
• Future Date: See how many gems you'll have by a specific date
• Detailed Statistics: Review the profit per day, week, and month to understand your growth rate

Compound interest means you earn interest not just on your initial deposit, but also on the interest already accumulated.

This creates an exponential growth curve that accelerates over time:

• After 1 month: ~4.6% growth
• After 6 months: ~30% growth
• After 1 year: ~71% growth
• After 2 years: ~240% growth

The longer you leave your gems deposited, the faster they will grow!